Automobile insurance is one of those things you don’t think about until you need it. When that time comes, it’s essential to know you’re adequately covered by an insurance company with your best interests at heart.
We at Lofton Wells Insurance have been working together with the good people of Tennessee for over 38 years. We’ve built relationships, established trust, and grown alongside our community. Now that we cover ten states throughout the country, we are determined to bring the same passion and commitment that has helped us forge so many great relationships through the years. As our insurance family continues to expand, we can’t help but notice how much things have changed since 1982. Our goals, however, have not. We remain dedicated to going above and beyond to provide excellent customer service and policies so that you can have the peace of mind to focus on what is important to you.
That is the question. Most states have minimum car insurance requirements that must be met in order to drive legally. Typically this means bodily injury and property damage liability coverage, which cover the costs of damages to their property, medical expenses, and potential lawsuits if you are found at fault. Does that mean that if you meet those requirements, you will be protected financially in the case of an accident? Probably not.
That is not exactly what we at Lofton Wells think of as insurance. Keeping you safe is our number one priority. Our expert agents will work with you to craft a policy that can cover your unique needs without leaving you vulnerable to massive losses. A more comprehensive policy should consider the following coverage options in addition to bodily injury and property damage liability:
Although we often think in terms of upfront cost when making financial decisions, a better way to approach it would be to assess true value. There is greater value in adding targeted protection for your property and loved ones based on your unique needs. Call the trusted agents at Lofton Wells Insurance today and see for yourself the difference that a team of dedicated professionals who put the needs of their clients first can make.