Auto Insurance

Car insurance is required

In most states, you’re required by law to carry car insurance. It's easy to think all car insurance is created equal. And if all insurance is alike, what difference does it make where you get your coverage?

There is a difference

You may think you want the cheapest auto insurance you can find, but cheap isn't everything. You have to keep in mind that the COST of your car insurance may not reflect the VALUE – you get what you pay for, and cheaper is not always better.

While most vehicle insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy that actually covers you.

The phrase total coverage gets thrown around, but doesn’t actually exist- there is always something being left out that you may need, and this is why we are here. We want to inform AND protect you so that you can rest assured that you are covered. There’s no such thing as a one-size-fits-all insurance policy when it comes to your business.

Contact us today, and we'll help you protect what matters most. You can call us at (901)388-7283, Text us at (901)350-2874, or email us at [email protected]

What’s vehicle insurance for, anyway?

Insurance acts as your piggy bank for when things go wrong. You pay into it so that when you need help, you can access it right away. Think of it as a rainy day fund! Keep in mind that you can’t buy insurance after you have an accident. Carefully considering the position you may be in, if you should ever be in an accident, is important. Car insurance can help cover costs for repairs, replacements, and damages caused to others (also known as liability). It also helps with medical costs if anyone involved has to go to hospital, as well as getting you a vehicle to use while yours is being repaired.

Keeping you safe is our number one priority. That means making sure your policy can protect you as much as possible. We want to make sure that you know exactly what coverage your auto insurance has and understand exactly what it means. We want you to know that you can come to us with any questions or concerns that you may have, and think of us as a friendly and reliable resource for information and education, not just for insurance.

Contact us today, we’ll show you all of your options, recommend the right limits, and make sure you receive every discount you deserve.

Auto insurance: required and additional protection

Insurance protects you and your assets in case of loss, injury or damage; either caused by you, or by someone else. Auto insurance usually consists of the following protections:

  • Liability
  • Collision
  • Comprehensive

But additional protection may include:

  • Medical Payments.
  • Emergency Road Service
  • Uninsured Motorist Protection.

Why We're Different

Insurance rates are set, the only variable is how much coverage you choose to get. When those limits are fixed, so is the price- what changes is who you trust to protect you. You can choose to go with an agent who will look at you as a sale, who sees you as numbers, or you can choose an agent who sees you as a person who needs protection and care.

We don’t believe in choosing numbers over people – even if you don’t choose to go with us, we will make sure that you leave your time with us happy, confident, and informed. We are agents who care and we want you to know that there is a team of people ready and willing to serve you to the best of their ability so that you are as safe as possible- Us! While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy tailored to you.

After all, there’s no such thing as a one-size-fits-all insurance policy when it comes to your business, but there is a one-company-beats-all, and that is Lofton Wells.

Contact us today, and we'll help you protect what matters most. Call us at (901)388-7283, Text us at (901)350-2874, or email us at [email protected]

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